文章
关于麻州买房卖房的文章
这 92 篇文章目前是英文的，由 Kevin Hoang 撰写。这里按主题整理，并附上中文标题和介绍，让您知道该先读哪一篇。如果有看不懂的地方，可以用中文问 Maggie。
- 中文服务
- Maggie Li
- 经纪公司
- William Raveis Real Estate
- 服务城镇
- 大波士顿 17 个城镇
- 语言
- 普通话 · English
关于本站：这是 Kevin Hoang（持牌房地产经纪人，LPT Realty）的网站。Kevin Hoang 不讲中文，所以需要中文服务的客户由 Maggie Li（William Raveis Real Estate）直接服务。两人分属不同的经纪公司。
买房：从贷款预批到拿到钥匙
麻州的买房顺序，出价之前要准备什么，多人竞价时怎样竞争，以及 condo、新建房和 40B 抽签房等有特殊规定的房屋类型。
- 刚到美国，如何在麻州买房Buying a Home in Massachusetts When You Are New to the United States
- 麻州首次购房者常犯的七个错误Seven Mistakes First-Time Buyers Make in Massachusetts
- 大波士顿买家的贷款预批清单The Pre-Approval Checklist for Greater Boston Buyers
- 麻州首次购房者项目First-Time Homebuyer Programs in Massachusetts: What Each One Is For
- 在麻州怎样选择房地产经纪人How to Choose an Agent After the 2024 Rule Change
- 买方代理协议：2024 年对麻州买家有什么变化Buyer Agency Agreements: What Changed for Massachusetts Buyers in 2024
- 出多少价：在需要之前先算好Arriving at Your Offer: Building the Number Before You Need It
- 波士顿市场的多人竞价Winning a Multiple-Offer Situation Without Overpaying
- 如何在大波士顿赢得竞价而不后悔How to Win a Greater Boston Bidding War Without Regretting It
- 麻州购房要约的附加条件详解Offer Contingencies in Massachusetts, Explained
- 麻州房地产议价策略Negotiating a Massachusetts Purchase Beyond Price
- 麻州买家验房指南Home Inspection Guide for Massachusetts Buyers
- 2025 年麻州验房法规有什么变化The 2025 Massachusetts Home Inspection Law: What Changed
- 交易告吹时，5% 的定金归谁Your Deposit When the Deal Dies: Who Keeps the Five Per Cent
- 怎样读懂房源状态：Active、Contingent 和 Under AgreementActive, Contingent, Under Agreement: Reading a Listing's Status
- 麻州房产过户流程The Massachusetts Closing Process, Step by Step
- 麻州买家过户时实际要付多少钱What a Massachusetts Buyer Actually Pays at Closing
- 让您损失房款的那封邮件：过户时的电汇诈骗The Email That Costs You the House: Wire Fraud at Closing
- 波士顿 condo 生活指南Buying a Condominium in Greater Boston: What to Read Before You Bid
- 在麻州买新建房Buying New Construction in Massachusetts
- 买翻新转售的房子：看懂漂亮装修背后的东西Buying a Flipped House: Reading What Is Behind the Finishes
- 在麻州买法拍房、短售房或银行持有的房子Buying a Foreclosure, Short Sale or Bank-Owned Home in Massachusetts
- 麻州历史住宅指南Buying an Antique House in Massachusetts
- 买麻州 55 岁以上社区的房子Buying into a 55+ Community in Massachusetts: The Restriction Is the Product
- 通过 Chapter 40B 经济适用房抽签买房Buying Through a Chapter 40B Affordable Housing Lottery in Massachusetts
- 在麻州买地建房Buying Land to Build On in Massachusetts
- 滨水房产购买指南Buying Waterfront Property in Massachusetts
- 在 Cape Cod 或海岛买第二套房Buying a Second Home on the Cape or the Islands
卖房：准备、定价和文件
挂牌前的准备，一开始就定对价格，挂牌协议，实际拿到多少钱，以及麻州卖家过户前必须准备的文件。
- 如何在大波士顿给房子定价How to Price a Home in Greater Boston
- 麻州房屋出售前的准备Preparing a Massachusetts Home for Sale
- 麻州房屋的布置（staging）策略Preparing and Staging a Massachusetts Home for Sale
- 卖家到底签了什么：挂牌协议What a Seller Is Actually Signing: The Listing Agreement
- 开放参观真的能把房子卖掉吗？Do Open Houses Actually Sell Houses?
- 降价：什么时候降，降多少，为什么小幅降价没用The Price Reduction: When, How Much, and Why Small Ones Fail
- 能卖出溢价吗？有时可以，但要符合这些条件Can You Get a Premium Price? Sometimes — Here Is What Has to Check Out
- 售价和您实际拿到的钱是两回事The Sale Price and What You Walk Away With Are Different Sentences
- 在麻州按现状（as-is）卖房：这几个字的实际含义Selling As-Is in Massachusetts: What Those Words Do and Do Not Do
- 麻州卖家过户前必须准备好的东西What Massachusetts Sellers Must Have Ready Before the Closing Table
- 出售有租客的麻州房屋Selling a Massachusetts House With Tenants in It
- 太阳能板和麻州房屋出售Solar Panels and a Massachusetts Home Sale
- 子女离家后换小房子的策略Downsizing in Massachusetts: The Order to Do It In
- 麻州公平住房：卖家不能考虑什么Fair Housing in Massachusetts: What a Seller May Not Consider
房价：怎样读懂一个数字
为什么面积相同的两栋房子卖不同的价，怎样看可比成交（comp），什么时候是卖方市场，以及自动估价网站看不到什么。
- 四个都叫“房屋价值”的数字，买家实际付的是哪一个Four Numbers Called Your Home's Value, and Which One a Buyer Pays
- 怎样看可比成交，以及为什么每平方英尺价格会骗人How to Read a Comp, and Why Price Per Square Foot Lies
- 为什么面积相同的两栋房子卖不同的价Why Two Houses the Same Size Sell for Different Money
- 一块地到底值多少：大小、形状和可用面积What a Lot Is Actually Worth: Size, Shape and Usable Land
- 现在是卖方市场吗？看这四个数字Is It a Seller's Market? The Four Numbers That Answer It
- 麻州的银行估价流程What Happens If the Appraisal Comes In Low
- 学区和房产价值School Districts and Property Values in Massachusetts: What Buyers Should Actually Check
- 麻州房屋装修的投资回报Which Renovations Actually Pay Back in Massachusetts
- 智能家居和房产价值Which Smart Home Features Actually Matter at Resale
- 在新英格兰，游泳池能增值吗？通常不如您想的那样Does a Pool Add Value in New England? Usually Not the Way You Hope
贷款、税务和各项费用
选择贷款类型、房产税、房屋保险、escrow 账户，以及首付之外的各项费用，包括租房和买房的比较。
- 麻州房贷选择指南Which Mortgage Fits: Conventional, FHA, VA and MassHousing
- 如何应对利率变化Buying and Selling When Mortgage Rates Move
- 利率没变，为什么月供涨了Your Mortgage Payment Went Up and Your Rate Did Not Change
- 麻州房产税指南How Massachusetts Property Tax Actually Works
- 麻州房屋保险指南Home Insurance in Massachusetts: Coverage, Gaps and Costs
- 租房还是买房：没人认真算过的账Rent Versus Buy: The Arithmetic Nobody Does Properly
- 在大波士顿租房，搬入时实际要花多少钱What It Actually Costs to Move Into a Greater Boston Rental
- 给需要修缮的房子融资：装修贷款详解Financing a House That Needs Work: Renovation Loans Explained
- 麻州的房屋净值贷款和重新贷款Home Equity, HELOCs and Refinancing Explained
- 税单上没人提过的费用：市政改良摊派The Charge on Your Tax Bill Nobody Mentioned: Betterments
- 麻州的房屋保修计划Are Home Warranties Worth It in Massachusetts?
房屋状况和麻州特有的法规
化粪池（Title 5）、含铅油漆、氡气、油罐、水井、老旧电线、潮湿的地下室，这些是验房和州法要求您在买卖之前知道的事，还有产权、地界和分区。
- Title 5 和化粪池：麻州买家和卖家要知道什么Title 5 and Septic Systems: What Massachusetts Buyers and Sellers Need to Know
- 麻州含铅油漆法：买卖 1978 年以前的房子The Massachusetts Lead Law: Buying and Selling a Pre-1978 Home
- 麻州的氡气检测：什么时候测，数字代表什么Radon Testing in Massachusetts: When to Test and What the Number Means
- 麻州房屋的油罐：买家会继承什么Oil Tanks in Massachusetts Homes: What a Buyer Inherits
- 在麻州买用私人水井的房子Buying a Home on a Private Well in Massachusetts
- 老房子的旧电线：电力、配电箱和保险问题Old Wiring in an Old House: Service, Panels and the Insurance Problem
- 地下室进水：水渍说明什么，修要花多少钱Water in the Basement: What the Stain Means and What It Costs
- 没人检查的烟囱：壁炉和柴炉The Chimney Nobody Inspected: Fireplaces and Wood Stoves
- 麻州房屋中的石棉：什么时候该担心，什么时候不必Asbestos in a Massachusetts House: When to Worry and When Not To
- 麻州的产权：调查查什么，谁的保单保护您Title in Massachusetts: What the Search Finds and Whose Policy Protects You
- 麻州宅地声明：多数业主没有申请的免费净值保护The Massachusetts Homestead Declaration: Free Equity Protection Most Owners Never File
- 围栏修错了地方：地界和越界问题The Fence Is on the Wrong Side: Boundaries and Encroachments
- 私人道路和共用车道：谁铲雪，谁付钱，谁决定Private Ways and Shared Driveways: Who Plows, Who Pays, Who Decides
- 麻州的分区法规和建筑许可Zoning and Permits in Massachusetts: What You Can Build
- 气候变化和波士顿房地产Flood Zones, Insurance and Water Risk in Greater Boston
- 麻州的节能房屋Energy Efficiency in Massachusetts Homes: What Pays Back
- 麻州房屋保养清单A Seasonal Maintenance Calendar for New England Houses
投资、家庭和搬家
买两户或三户住宅出租，给父母住的 in-law 公寓，几代同堂，继承和离婚，以及从其他地方搬到麻州。
- 波士顿多户住宅投资Buying a Two- or Three-Family in Greater Boston
- 在麻州买出租房Buying a Rental Property in Massachusetts
- 几代同堂的住房趋势Buying a House That Works for Three Generations
- 2024 年新法之后麻州的 in-law 公寓和 ADUIn-Law Apartments and ADUs in Massachusetts After the 2024 Law
- 在麻州把两户住宅改成 condoTurning a Two-Family into Condominiums in Massachusetts
- 麻州短租：登记、消费税和地方规定Short-Term Rentals in Massachusetts: Registration, Excise, and the Local Bylaw That Overrules You
- 麻州的 condo 费用和业主协会规定Condo Fees, Reserves and Documents in Massachusetts
- 麻州的遗产规划和房产Passing On a Massachusetts Home: Probate, Trusts and the Estate Tax
- 离婚时的房子：卖掉、买断还是继续住The House in a Divorce: Sell, Buy Out, or Stay Put
- 搬到麻州的指南Moving to Massachusetts: A Practical First-Year Guide
- 按通勤选择 MetroWest 城镇Choosing a MetroWest Town by Your Commute
- MBTA 社区法：Section 3A 正在改变 MetroWest 的什么The MBTA Communities Act: What Section 3A Is Changing in MetroWest
英文版本： The blog
关于这些文章的问题
文章目前是英文的。主要内容已经有中文页面：购房指南、售房指南、首次购房、房屋估价、城镇指南、搬到麻州、常见问题和计算器。如果需要弄懂某一篇，可以请 Maggie 用中文讲解。
如果您不熟悉美国的制度，先读《刚到美国在麻州买房》；再读《大波士顿买家的贷款预批清单》来准备贷款文件；然后读《麻州首次购房者常犯的七个错误》。这三篇都在下面“买房”分类的开头。
先读《如何在大波士顿给房子定价》，再读《麻州房屋出售前的准备》，然后读关于卖房实际到手金额的文章。这三篇都在下面的“卖房”分类中。
文章没有回答您的问题？
打电话或发微信给 Maggie。一个关于您自己房子的具体问题，往往比读十篇文章更快得到答案。